:root{--blue:#1f5b9e;--blue-d:#14406f;--sky:#eaf2fa;--ink:#1d2733;--soft:#51667d;--line:#d8e3ee;--alert:#b33a2a;--ok:#2e7c46}
*{box-sizing:border-box;margin:0}
body{font-family:Georgia,'Times New Roman',serif;color:var(--ink);background:#fff}
.sans{font-family:Verdana,Arial,sans-serif}
.wrap{max-width:1060px;margin:0 auto;padding:0 20px}
.topbar{background:var(--blue-d);color:#cfe0f2;font-size:12.5px;padding:7px 0;text-align:center}
.topbar a{color:#fff}
header.main{background:linear-gradient(135deg,var(--blue) 0%,var(--blue-d) 100%);color:#fff;padding:26px 0}
header.main .wrap{display:flex;align-items:center;gap:22px}
header.main img{width:92px;height:92px;border-radius:50%;border:3px solid rgba(255,255,255,.65);background:#fff}
header.main h1{font-size:30px;line-height:1.1}
header.main .est{font-size:13px;letter-spacing:.22em;text-transform:uppercase;color:#a9c6e4;margin-top:5px}
nav{background:#fff;border-bottom:2px solid var(--line);position:sticky;top:0;z-index:5}
nav ul{list-style:none;display:flex;gap:4px;padding:0 20px;max-width:1060px;margin:0 auto;flex-wrap:wrap}
nav a{display:block;padding:13px 15px;color:var(--blue-d);text-decoration:none;font-weight:bold;font-size:13px;font-family:Verdana,sans-serif}
nav a:hover{background:var(--sky)}
nav a.pay{background:var(--blue);color:#fff;border-radius:7px;margin:6px 0 6px 8px;padding:9px 15px}
nav a.pay:hover{background:var(--blue-d)}
.hero{position:relative;min-height:380px;background:url(/assets/img/hero.jpg) center top/cover}
.hero .shade{position:absolute;inset:0;background:linear-gradient(180deg,rgba(14,32,54,.25),rgba(14,32,54,.72))}
.hero .inner{position:relative;max-width:1060px;margin:0 auto;padding:120px 20px 50px;color:#fff}
.hero h2{font-size:38px;text-shadow:0 2px 14px rgba(0,0,0,.5)}
.hero p{font-size:17px;margin-top:8px;color:#e4edf7;text-shadow:0 1px 8px rgba(0,0,0,.6);max-width:560px}
.statusband{background:var(--ok);color:#fff;padding:13px 0}
.statusband .wrap{display:flex;gap:12px;align-items:center;flex-wrap:wrap}
.statusband .dot{width:11px;height:11px;border-radius:50%;background:#fff;flex:none}
.statusband b{font-family:Verdana,sans-serif;font-size:13.5px}
.statusband span{font-size:13px;color:#e8f5ec}
section{padding:52px 0}
section.alt{background:var(--sky)}
h3.sec{font-size:26px;color:var(--blue-d);margin-bottom:6px}
p.sub{color:var(--soft);margin-bottom:24px;font-size:15px}
.cols{display:grid;grid-template-columns:1.5fr 1fr;gap:28px}
.notice{background:#fff;border:1px solid var(--line);border-left:5px solid var(--blue);border-radius:8px;padding:14px 18px;margin-bottom:12px}
.notice.lift{border-left-color:var(--ok)}
.notice.boil{border-left-color:var(--alert)}
.notice .nd{font-family:Verdana,sans-serif;font-size:11px;letter-spacing:.1em;color:var(--soft);text-transform:uppercase;margin-bottom:4px}
.notice p{font-size:14.5px;line-height:1.55}
.card{background:#fff;border:1px solid var(--line);border-radius:10px;padding:22px;margin-bottom:18px}
.card h4{color:var(--blue-d);font-size:17px;margin-bottom:10px}
.card p,.card li{font-size:14.5px;line-height:1.7;color:#324256}
.card .big{font-size:21px;color:var(--blue);font-weight:bold}
.btn{display:inline-block;background:var(--blue);color:#fff;text-decoration:none;font-family:Verdana,sans-serif;font-weight:bold;font-size:13.5px;border-radius:8px;padding:12px 22px;margin-top:10px}
.btn.ghost{background:#fff;color:var(--blue);border:1.5px solid var(--blue)}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.feature img{width:100%;height:170px;object-fit:cover;border-radius:10px 10px 0 0}
.feature{background:#fff;border:1px solid var(--line);border-radius:10px;overflow:hidden}
.feature .pad{padding:16px 18px}
.feature h4{color:var(--blue-d);margin-bottom:6px;font-size:16px}
.feature p{font-size:13.5px;color:#324256;line-height:1.6}
footer{background:var(--blue-d);color:#b9cfe6;padding:34px 0;font-size:13.5px}
footer .wrap{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap}
footer b{color:#fff}
@media(max-width:800px){.cols,.grid3{grid-template-columns:1fr}header.main h1{font-size:23px}.hero h2{font-size:28px}}

/* --- tier-2 additions ------------------------------------------------- */
.crumbs{font-family:Verdana,sans-serif;font-size:12px;color:var(--soft);padding:12px 0 0}
.crumbs a{color:var(--blue);text-decoration:none}
.crumbs span{color:var(--soft)}
.pagehead{background:var(--sky);border-bottom:1px solid var(--line);padding:26px 0 30px}
.pagehead h2{font-size:30px;color:var(--blue-d);line-height:1.15}
.pagehead p{color:var(--soft);font-size:15.5px;margin-top:8px;max-width:620px}
.faq{border-top:1px solid var(--line);padding:16px 0}
.faq:last-child{border-bottom:1px solid var(--line)}
.faq h4{color:var(--blue-d);font-size:16px;margin-bottom:6px;font-family:Verdana,sans-serif}
.faq p{font-size:14.5px;line-height:1.7;color:#324256}
.prose p{font-size:15.5px;line-height:1.8;color:#324256;margin-bottom:14px}
.prose h4{color:var(--blue-d);font-size:18px;margin:22px 0 8px}
.prose ul{margin:0 0 14px 20px}
.prose li{font-size:15px;line-height:1.75;color:#324256;margin-bottom:5px}
nav a.on{background:var(--sky);border-bottom:3px solid var(--blue)}
.dl{display:grid;grid-template-columns:150px 1fr;gap:8px 16px;font-size:14.5px;line-height:1.6}
.dl dt{font-family:Verdana,sans-serif;font-size:12.5px;color:var(--soft);text-transform:uppercase;letter-spacing:.06em;padding-top:2px}
.dl dd{margin:0;color:#324256}
@media(max-width:620px){.dl{grid-template-columns:1fr}.dl dt{padding-top:10px}}